Why Do Business with DIBroker East?
DIBroker-East proudly offers the industry’s leading sales support and service. This becomes evident with your first call when the phone is answered by a friendly voice ready to help. Established in 1991, The DIBroker-East team is comprised of over thirty employees with decades of experience in policy construction and service. We are here to guide you through every step of the sales cycle and to provide support throughout the life of the policy.
Our Services
Shed Some Light on Disability with our Custom Designed Solutions
We work with you on case design and product choice to make sure your clients receive the best possible solution for their situation. We use multiple carriers for our disability products, so that you can provide your clients with the product that best fits their needs. Regardless of what other agents might show, you will have a proposal that allows you to compete for and win the case.
Our support will help you with every step of the process, from submitting a quote request on-line, to pre-underwriting, to choice of carriers and products, to help with point of sales, to completing the application, to updating you on where your client’s application is in the underwriting process.
Training Seminars/Sales Support
- Proper use of disability insurance within a financial plan.
- Business disability insurance products and proper use within a business continuation plan.
- Disability insurance guarantee issue programs.
- Customized large-case design for disability insurance.
- Understanding the tax consequences of disability insurance products.
- How to market the individual/group combo.
Administrative Services
- New business processing and underwriting follow-up.
- Contracting and licensing.
- Policy service relating to inforce business.
- Underwriting and issue procedures.
- Weekly status updates emailed to you on cases in underwriting.
- Download all necessary forms as well as marketing material from our website.
Our Products
DIBroker East provides quality disability insurance for people of all walks of life, from blue collar to professionals.
Find out what we can do for you and your clients.
- Retirement Protection
Disability insurance to protect contributions to retirement plans. - Business Overhead Expense Plans
Disability insurance to cover the expenses of a small business. - Buy/Sell Plans
Insurance polices to fund buy-sell agreements in the event of a disability. - Impaired Risk
Disability insurance for individuals with medical issues or other special risk situations. - Athletes
Disability insurance for professional athletes. - Multi Life/List Bill/Simplified Issue
Individual disability plans that typically come with unisex rates and a discount.
- Guarantee Issue Plans
Disability insurance without medical underwriting for groups of 10 or more. - Physicians Excess Limits
Disability coverage above ten thousand dollars a month. - Individual/Group Combo
Added disability insurance protection for individuals with group LTD. - Key Person
Disability insurance to protect owners from the loss of a key employee. - High Excess Limits
Additional disability insurance for individuals who have reached the cap of domestic carriers. - Bank Loans
Disability insurance policies that indemnify a bank loan. - Divorce Settlements
Disability insurance policies that are required in divorce settlements.
Our Carriers
DIBroker East has carefully picked only those companies with A.M. Best's Secure Ratings, in order to give you and your client the best quality at the lowest possible cost. Our expertise will help you to get the best products from the best carrier.
Ameritas/Union Central associates are committed to striving for personal excellence. We recognize that our diversity as individuals enables growth and strength as a team. We believe that we can make a difference by portraying a positive attitude and approaching our business activities with a focus on these Ameritas/Union Central values:
Assurity offers a wide variety of insurance products and services designed to solve complex financial problems for individuals, families, businesses and professional clients. Assurity is committed to tailoring our plans to fit your wide-ranging responsibilities and lifestyle with a variety of creative solutions for wealth accumulation and protection needs.
For more than 30 years, IDU has been a company eager to discover and capitalize on new opportunities.
Since receiving a charter from the Missouri Department of Insurance in 1969, IDU has remained flexible and responsive in providing products that match both agent and policyholder needs.
Illinois Mutual is a premier provider of life insurance, annuity and disability insurance products. The Company conducts business in 47 states through more than 17,500 independent agents. Illinois Mutual has more than $1 billion in admitted assets, indicating its financial strength, while AM Best recently reaffirmed Illinois Mutual's B++ rating.
MassMutual offers life insurance and protection products, retirement and investment services to help you meet your financial goals.
It's how MassMutual has done business for more than 170 years. Since 1851, they've had a single purpose: to help people secure their future and protect the ones they love.
MetLife’s corporate vision guides the company’s response to people’s growing need for first-rate financial products and services through various life stages and economic cycles. MetLife’s trusted brand, capital strength, and existing relationships with millions of individual and institutional customers around the globe uniquely position MetLife among its competitors.
After more than 100 years in business, Mutual of Omaha is a company you can count on for the strength, stability and security that's even more important in these uncertain times. Our strength and financial stability are confirmed by continually high ratings from leading industry-rating organizations.
Petersen International Underwriters provides unique insurance solutions to unique insurance needs. We offer our expertise to insurance professionals and risk managers. Although we cannot solve all problems, our background and resources are quite extensive, and as such we can often find the solution or another expert.
The Principal Financial Group (Principal) offers businesses, individuals and institutional clients a wide range of financial products and services including retirement, asset management and insurance, through its diverse family of financial services companies.
Approximately 8 million people across the country depend on The Standard for financial products and services to help them confidently pursue their dreams. But even more than our products, it is our recognized expertise, strength and singular focus on our customers that inspire confidence.
WHAT IS A.M. BEST?
A.M. Best Company, Inc. is an American rating agency designated as an NRSRO by the U.S. Securities and Exchange Commission.
A.M. Best issues financial strength ratings measuring insurance companies' ability to pay claims. It also rates financial instruments issued by insurance companies, such as bonds, notes, and securitization products.
Unlike fellow NRSROs Standard & Poor's, Moody's and Fitch Ratings -- all three of which issue ratings for a broad range of business sectors -- A.M. Best historically has specialized exclusively on the insurance marketplace. However, the company recently began issuing debt and financial strength ratings for small and mid-sized commercial banks.
