Whether physicians are just starting out as a resident or they’re established, we’ve got underwriting programs designed to help them get the individual disability income (DI) insurance protection they need:

• Increased select professional monthly limits for residents: $7,500 for all M.D. and D.O. physicians and specialists within 180 days of completing residency, internship, or fellowship (except psychiatrists and podiatrists)
• High monthly limits for established physicians or graduating residents with contracts: up to $30,000 for 4A-M/5A-M/6A-M occupation classes
• New 10% discount for OB-GYNs and pediatricians (except in New York and Ohio)
• Graduating resident program (available Jan. 1 through Sept. 30 of their graduating year):
  • 20% discount
  • No routine labs for any amounts except for cause

How to get started with Principal IDI