May 15th, 2021

DI underwriting programs for physicians and residents
Sales Insights
Offer physicians and residents the income protection they need

Whether physicians are just starting out as a resident or they’re established, we’ve got underwriting programs designed to help them get the individual disability income (DI) insurance protection they need:

  • Increased select professional monthly limits for residents: $7,500 for all M.D. and D.O. physicians and specialists within 180 days of completing residency, internship, or fellowship (except psychiatrists and podiatrists)
  • High monthly limits for established physicians or graduating residents with contracts: up to $30,000 for 4A-M/5A-M/6A-M occupation classes
  • New 10% discount for OB-GYNs and pediatricians (except in New York and Ohio)
  • Graduating resident program (available Jan. 1 through Sept. 30 of their graduating year):
    • 20% discount
    • No routine labs for any amounts except for cause


How to get started with Principal IDI



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100 Miracle Mile, Suite 250
Coral Gables, FL 33134
Phone: 305-448-0100
Toll Free: 800-790-2019
Fax: 305-448-2022