April 28th, 2020

Temporary BIR Changes
Insurance Coverage
Temporary BIR Changes

The COVID-19 pandemic has affected us all in ways big and small. To help clients get and keep their Benefit Increase Rider during this time, we’ve temporarily eased our BIR rules.

New Applications - Acceptance Requirement for BIR Lowered to 50%

We’ve lowered the requirement that applicants accept 75% or more of the maximum benefit amount they qualify for to receive the BIR. Now accepting as little as 50% will make them eligible for the BIR, if the application is signed by May 31, 2020. Existing eligibility requirements apply.

In Force Policies – Requirements to Renew BIR Temporarily Waived

We’ll automatically renew the BIR for policies with BIR option dates between March 1 and May 31, 2020, even if applicants haven’t applied for an increase or have accepted less than 50% of the maximum increase amount they qualify for.

See Transition Rules.

Coronavirus Update
Multi Life Disability  

Many experts are now saying that it is not a matter of “if” but rather of “when” the virus arrives in our community.

We are preparing as best we can to continue to provide industry leading service in the months ahead.

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100 Miracle Mile, Suite 250
Coral Gables, FL 33134
Phone: 305-448-0100
Toll Free: 800-790-2019
Fax: 305-448-2022
Email: info@dibrokereast.com