August 28th, 2018

Principal Increasing DI insurance issue and participation limits for medical and dental occupations

Principal® is increasing the individual Disability Income (DI) insurance issue and participation (I&P) limits for medical and dental occupations.

What’s new

For 5A-M, 4A-M and 3A-M occupations between the ages of 18-55, use the following monthly I&P limits:

  • Issue: $20,000
  • Participation with other DI: $30,000
  • Participation with group: $35,000
  • Future Benefit Increase (FBI): $17,000

Plus, orthodontists are now classified as a 4A-M occupation class.

Please Contact DIBroker East for more information.

True Own Occupation Definition in a Disability Insurance Policy:
Is it Worth the Cost?
(Part 2: Physicians and Dentists)
True Own OCC  

The short answer for physicians and dentists is a qualified yes, in contrast to my short answer in Part I of this blog which was usually not.


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