IDI is the foundation for
everything in your clients’ lives
One of the most important conversations you can have with clients is about individual disability insurance (IDI). It helps protect their income - even their business - if they become too sick or hurt to work.
IDI meets many needs
Principal® offers one of the most comprehensive suites of IDI solutions for:
Individuals:
- Individual Disability Income - Provides a monthly benefit to help pay expenses.
- DI Retirement Security - Helps clients continue to save for retirement.
Business owners:
- Overhead Expense - Reimburses an owner for business expenses during a disability.
- Business Loan Protection rider - Covers loans for business-related expenses.
- Key Person Replacement - Provides benefits to a business if a key employee becomes disabled.
- Disability Buy-Out - Funds a buy-sell agreement to buy out a disabled owner.
Employees:
- Employers can offer income protection to employees - employer- or employee-paid.
Learn More about IDI
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