April 16th, 2018

Shorten the time it takes to get DI coverage

Simplified underwriting makes life easy for you and your DI clients.

Helping your clients protect their income with individual Disability Income (DI) insurance is important. It helps pay the bills if they become too sick or hurt to work. So, it’s good that it won’t take much time — for you or your clients — to get this coverage.

At Principal®, helping your clients apply for DI is fast and easy with simplified underwriting. It’s as simple as:

  • Have your client answer a few questions on the application.
  • Schedule for your client a 15-minute phone interview with one of our trained professionals — or your clients can use the “on-demand” feature, where they call TeleApp directly at their convenience.
  • Submit the application for review. You’ll know if your client’s approved within a few days.
True Own Occupation Definition in a Disability Insurance Policy:
Is it Worth the Cost?
(Part 2: Physicians and Dentists)
True Own OCC  

The short answer for physicians and dentists is a qualified yes, in contrast to my short answer in Part I of this blog which was usually not.


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